3 bank accounts.
3 automated transfers.
We streamline and safeguard your budget plan—
set it up once, then live worry-free.
A simple and
pleasant-to-use interface
Create your account and start use your money
wisely today
With precise timing, you can relax
Each week, you know exactly what’s left for your variable expenses, without ever touching money that’s already allocated.
Lightning-fast, with zero chance of getting discouraged
In just 2 minutes each payday, confirm your allocations and get a clear picture of your budget (groceries, leisure, emergencies). Your automatic transfers are set up once and for all—then all that’s left is to monitor and tweak as your budget evolves.
Plan ahead, for the long term
Budget3 provisions your annual expenses—taxes, insurance, registration, investments—so you stay calm: the funds are ready when you need them, with no surprises.
Join us and take back control of your finances
FAQ
Budget3 is a free, ad-free budgeting tool based on the three-account method. It automates your transfers to help you meet your financial commitments and manage your spending in minutes.
Absolutely! All features (automatic transfers, expense tracking, annual expense planning, etc.) are available with no hidden fees or paid subscriptions.
Yes— to get the full benefit of the Budget3 method, we recommend using three distinct accounts:
- Psychological barrier: Separating your income (Deposits), the money reserved for bills (Fixed), and your everyday spending (Variable) stops you from dipping into funds you haven’t allocated.
- Instant clarity: You see at a glance—no calculations needed—what’s left for groceries, leisure, or unexpected expenses.
- Peace of mind: Funds for fixed expenses and investments are already set aside, so you’re free to manage the rest without worry.
If you stick to only one account, you lose these benefits: you’ll have to mentally partition your money, and that “barrier effect” disappears. Three physical accounts (or virtual sub-accounts at your bank) simplify and secure your daily money management.
No, not at the moment. Budget3 focuses first and foremost on what you plan for the future.
Eventually, we plan to add a connection to your accounts to:
- automatically verify your balances,
- alert you when needed,
- and suggest expenses you may have forgotten to plan for.
Absolutely! All your data is encrypted in transit (SSL) and stored on servers that meet the highest security standards. We never share your personal information.
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